How to land high quality but cheap Texas health insurance no matter what your income is
The big sell of the Affordable Care Act was that it was going to make Texas health insurance affordable for every single person in the state, along with every single person in the country.
We have since discovered that this isn’t exactly the case, and there are of folks with Texas health insurance that is a lot more expensive the end it ever used to be – and a lot of folks that are going without Texas health insurance simply because they cannot foot the bill any longer. find affordable options here texasinsurancequotes.net
Yes, there have been changes made to the program to help mitigate and minimize the frustration that these people are feeling, but as of yet these changes haven’t been able to make the kind of sweeping impact expected or anticipated. And though President-elect Trump (along with Congress) has promised to repeal and replace the Affordable Care Act, that process alone will take a tremendous amount of time – time folks without affordable Texas health insurance simply cannot spare.
There are ways to land high quality yet inexpensive Texas health insurance even if your income is too high to qualify for the majority of savings available, and we have included some of the most impactful ones below.
Double check your qualification status
Changes are always being made to the Texas health insurance landscape, so you’ll want to be 100% certain that your income really doesn’t allow you to qualify for any subsidies or discounts available through the health insurance exchanges
Speak directly with health insurance companies
Another great way to get around paying sky-high prices for health insurance in Texas oil still getting top-notch coverage is to avoid shopping on the exchanges completely and instead contact insurance companies directly.
When you take this approach you’re able to negotiate with these companies who are always looking to win business, and you’re able to negotiate rather aggressively. A lot of these companies are going to bend over backwards to help make sure that you get the coverage you need at prices you are able to afford.
Purchase catastrophic Texas health insurance
At the end of the day, if you aren’t able to land a traditional Texas health insurance plan at a price that you can afford you want to make sure that you at least lock up a catastrophic plan that protects you from serious injury or disease.
These kinds of plans are very inexpensive but will prevent you from destroying your finances should a medical emergency arise.